If you decide to represent yourself at your hearing, be prepared! Read all the information provided to you by Social Security. Get to the hearing site early and ask to look at your file. Review any written statements you’ve already given Social Security and make sure they are accurate and up to date. Be ready…
What you Should Know Before You Apply For SSI Disability Benefits For A Child Children from birth up to age 18 may qualify for Supplemental Security Income (SSI) benefits. They must be disabled and they must have little or no income and resources. Here are answers to some questions people ask about applying for SSI…
An adult disabled before age 22 may be eligible for child’s benefits if a parent is deceased or starts receiving retirement or disability benefits. This is considered a “child’s” benefit because it is paid on a parent’s Social Security earnings record. The “adult child”—including an adopted child, or, in some cases, a stepchild, grandchild, or…
Q: My spouse of 33 years passed away recently. I have been disabled for many years and have not been able to work. Am I eligible for disability benefits based on my husband’s Account? A: Yes, you are. Social Security has very specific rules for payment of disabled widow or widower’s benefits. These same rules apply…
Q: I am disabled and recently began to receive Social Security Disability Insurance Benefits. Will I be entitled to yearly increases in benefits like retirees get? A: Yes. Social Security annually makes a cost-of-living adjustment (COLA) for all Social Security (retirement and disability) beneficiaries and for all SSI (Supplemental Security Income) recipients. In 2019 the…
The Social Security Retirement program is the result of a bill enacted by Congress in 1935, 80 years ago this year. In 1956 the Disability program was added, initially only for workers aged 50-64. FICA taxes fund both programs. There are separate Trust Funds for both programs, though there have been frequent transfers of funds between…
Many people aged 62 or older apply for early Social Security retirement benefits, particularly if they are unable to work or find a job. However, what they may not know is that if you opt for early retirement, and then apply for Social Security Disability, the disability benefit will be permanently reduced because of the…
If you are disabled worker age 62 or above, you may be able to reduce the SSA disability offset. Ordinarily, injured workers who receive both workers’ compensation disability benefits and Social Security Disability Insurance Benefits have their benefits reduced by application of the Social Security offset law. However, workers who have the option of receiving…
What impact has the down economy had on Social Security Disability applications? While there has been an increase in disability applications in the last several years, recent research suggestions people do not apply for disability at a greater rate when the unemployment rate is high. Applications for younger individuals (those 45 years old and under) do…
Injured workers who have been (or are expected to be) totally disabled for at least 12 months may also be eligible for Social Security Disability benefits. If so, the Social Security Administration (SSA) will apply an “offset” to most worker’s disability benefit. SSA applies a formula based on your “average current earnings” (ACE) which is…
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