Social Security Disability Insurance Benefits and Retirement

Q: I am disabled and recently began to receive Social Security Disability Insurance Benefits. Will I be entitled to yearly increases in benefits like retirees get?

A: Yes. Social Security annually makes a cost-of-living adjustment (COLA) for all Social Security (retirement and disability) beneficiaries and for all SSI (Supplemental Security Income) recipients. In 2019 the cost-of-living adjustment was a 2.8% increase. For SSI recipients, the Federal SSI maximum is now $771 per month and $1,157 per month for families.

The COLA is based on the Consumer Price Index for Wage Earners and Clerical Workers (CPI-W). So, the amount is quite variable and some years there is no increase. Social Security typically reports the COLA increase – if any – at the end of the calendar year.

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