Q: I have chronic back pain from an on-the-job injury which occurred several years ago. I have been prescribed narcotic pain medication with limited success. Recently, my doctor suggested I try medical marijuana. The insurance company has refused to pay for the marijuana saying it is not a qualified “prescription medication.” A: Your question raises…
Q: I was in a serious car accident several months ago. I spent five weeks in the hospital. I am just now beginning to walk again but I am on pain medications and in therapy several times a week. My doctors have not yet released me to return to work. I have been encouraged to…
Q: I just received a letter from the Social Security Administration that says they overpaid disability benefits to me and want me to send them a check for several thousand dollars. I have been on Social Security Disability for more than five years. I cannot afford to pay them back. What can I do? A: Social…
Q: I was injured while working on a “clean-up” crew as a volunteer. I understand that my city has elected to cover me through its workers’ compensation policy, and pay my medical bills. However, I am also losing time from work while I recover. Can I receive compensation? A: Yes, you can. State law mandates that all…
Q: I was recently diagnosed with a serious medical condition. My doctors say that I will need therapy and treatment and will be unable to return to work for at least the next three-six months. Can I submit a disability insurance application for Social Security Disability Insurance Benefits? A: You can certainly apply for benefits…
Q: I take prescribed medical marijuana for a chronic back issue. I recently had an on-the-job injury. My employer has a drug testing policy after any injuries. I was terminated for violating workplace rules regarding use of substances while on the job and my on-the-job Worker’s Compensation injury claim was denied because of the marijuana…
Q: I was hurt on the job recently and my employer directed me to go to an occupational health clinic and treat with the doctors there. Can they make me treat with these doctors? A: No. An injured worker is entitled to choose his or her own attending physician. Prior to claim acceptance, you…
Q: I have been diagnosed with chronic fatigue syndrome. Can I qualify for Social Security Disability Insurance even though they cannot test for my disabling condition? I am in a lot of pain and I have no energy to perform work. A: You can qualify for Social Security Disability Insurance Benefits and/or SSI, if your…
Q: I had an on-the-job work injury claim which has required surgery and has kept me off work. I have a lot of questions and concerns about my future. Do I need a lawyer to help me with my claim? The insurance representative contacts me periodically and tells me not to get a lawyer because…
Q: I am considering applying for Social Security Disability because I can no longer perform my usual work. I have no training or skills to perform lighter duty activities. Can I receive disability Benefits? A: The Social Security Disability Insurance programs provides benefits, to you and certain members of your family, if you have worked…
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