Q: Last year I was hurt on the job and I have been unable to return to work. The insurance claims adjuster called me about settling my claim. How do I know if I am getting a good deal? A: Injured workers have the option of settling their claim for future benefits. The amount of…
Q: I suffered severe injuries from a work-related accident. My Doctors have declared me totally disabled. I submitted these reports to the Social Security Administration and I was still denied disability benefits. Doesn’t Social Security have to listen to my doctors? A: Social Security operates under federal law. Workers’ compensation injuries are based on state law….
Q: I had a severe back injury at work. The doctor said that I do not need surgery but I am still in tremendous pain and have been getting physical therapy for the past three months. I am not yet able to bend or lift, much less return to work. Now the insurance company is telling…
Q: I am 62 years old and unable to continue working due to multiple physical problems, including back surgery. I am eligible to apply for early retirement. If I also apply for disability, will my disability benefits be reduced because of the early retirement? A: As you know, you can begin receiving early retirement…
Q: I am confused about the Social Security Disability process. We have a young child who may be eligible for disability benefits based on a diagnosis of autism. Is he eligible for benefits even though he has not paid Social Security taxes? A: Social Security has two basic programs that pay disability benefits for people…
Q: I slipped and fell at work, hitting my head on the pavement. The fall was witnessed but my employer asked me not to file a claim with workers’ compensation. They asked me not to go to the doctor. However, I am still having neck pain and headaches even though the injury happened over two…
Q: I plan to begin working as an “Uber” driver soon. Am I covered for on-the-job injuries by Uber? A: Your question has not yet been answered by the courts. In Oregon there is a statutory exemption for taxicab drivers from workers’ comp. insurance. In other words, until recently all taxi drivers, which would likely…
Q: How much time do I have to file a claim for an on-the-job injury? My injury was 3 months ago and I just went to the doctor today. A: Oregon law requires notice of an accident at work resulting in injury or death to be given immediately and not later than 90 days…
Q: I was injured on the job when my coworker failed to secure a load which then broke loose, causing me substantial injuries. I have been off work several months receiving workers’ compensation benefits. Am I entitled to any other compensation due to the negligence which caused my injury? A: Ordinarily, on-the-job injuries entitle…
Q: I was hurt on the job while lifting a large item. My employer denied my workers’ compensation claim because the employment handbook says that I was supposed to have a coworker help me lift something that weighed over 100 pounds. We lift things over 100 pounds all the time. Were they right to deny my…
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